This is available to all UK policyholders and is subject to underwriting acceptance criteria.
The agreed value must be comparable with the price needed to purchase another vehicle of similar make, model, date of manufacture and recorded mileage that are also in a similar overall condition as your vehicle.
If the vehicle value you provide significantly exceeds the value of a comparable model with similar age, mileage and condition, we will only be able to agree the higher value if you are able to evidence this by supplying four colour photographs showing all four sides of the vehicle, a valuation form and a copy of the current MOT certificate.
In the event of a claim the condition of the vehicle immediately prior to any claim must be the same as the actual condition when the agreed value was determined.
If you are unsure about what actual condition your vehicle is in and how this may affect its value, you should take independent expert advice.
