Classic Jaguar Insurance
In 1927, William Lyons’ Swallow Sidecar Company (SS) branched out from its motorcycle sidecar roots to create a proprietary car chassis. The Austin Seven Swallow was launched later the same year, with the Swallow saloon following in 1928. And so, the company that in 1945 would rename itself The Jaguar Motor Car Company, first made itself known to the motoring world.
The first car to carry the Jaguar name was the 1935 SS Jaguar Saloon. For obvious reasons, the SS tag was dropped after the Second World War, shortly before the launch of the model with which the firm would truly make its mark.
The new XK120 sports car was the star of the 1948 motor show and introduced the world to the fabulous, dual overhead camshaft, XK engine. Over the next four decades this engine would power some of the finest race and road cars ever seen.
Following a buyout, Jaguar added the Daimler marque to its portfolio in 1960. Subsequently, the most luxurious models were often marketed as Daimlers, even though the name was also associated with buses at the time. Mergers with BMC and Leyland led to the company becoming part of British Leyland in 1968.
Apart from the true race cars, the most coveted models are often the sports ones, such as the XK120, XK140 and XK150 and, of course, the legendary E-Type. Whilst their popularity is understandable, they are, at best, 2+2 models, and similarly impressive mechanical packages are available with the company’s more luxurious saloons.
That means the fabulous XK engine can also be experienced in the leather-seated and wood-clad comfort of large chassis saloons that include the MkIV, MkV, MkVII, MkVIII and MkIX, the compact Mk1, Mk2, S-Type and 420 models, not to mention the original 1968-1992 XJ range and, of course, the XJS.
Perfectly useable Jaguars are available for little more than you might pay for a slightly jaded family hatchback, but prices can reach astronomical levels for rare and competition models with provenance.
All Jaguars are complex motor vehicles. From the body construction and the fettling of the engine to the multiple carburettors and the early computer-managed electric systems, there are many reasons why you may need specialist knowledge or support at some point.
The best time to employ an independent specialist is when you buy. Jaguars are generally excellent buys, but a history of incorrect maintenance from previous owners can result in hefty repair bills.
The spares situation for most models is very good, but parts prices can reflect the exclusive nature of these cars. Put simply, for vehicles built up until 1968, you’ll need spanners, hammers, and paint; for models from 1968 onwards, add electronics and fluid systems knowledge.
For the more expensive models, security is a must. Insurers will often insist on having an alarm fitted and fire precautions being taken, such as fitting a fire extinguisher in the garage or the vehicle itself. If you can show that you are taking steps to keep your vehicle safe and secure, you may qualify for a discount when insuring recent models, such as the XK8 and XJR. Jaguar classic car insurance for older models may also include a discount, especially if you choose a limited mileage policy.
Looking for another kind of Classic Car Insurance?
Looking to insure your Jaguar? Depending on your chosen tier, insurance policies through Carole Nash may include:
- Salvage retention rights
- Club member discounts of up to 15%
- Choose your own specialist repairer
- Agreed value
