Free Excess Protector Terms and Conditions

  • Offer is available for modern bike new business policies only.
  • Offer is available until 30th June 2011.
  • This offer is only available over the phone, you must quote ref: FRXS.
  • Open to UK residents only.
  • Nothing in these terms and conditions affects your statutory rights.
  • This offer is non-transferable, for sale or re-sale or redeemable for cash.
  • So you can take advantage of our latest promotions and products, our carefully selected partners and we would like to keep in contact by telephone, post and e-mail. If you’d prefer not to receive this information please tell your advisor during the quote or you may write to: The Compliance Officer, Carole Nash Insurance Consultants Ltd, 110 Manchester Road, Altrincham, Cheshire, WA14 1NU, Great Britain.
  • The promotion is made by Carole Nash Insurance Consultants Ltd, Trafalgar House, 110 Manchester Road, Altrincham, Cheshire, WA14 1NU, Great Britain.
  • By taking a motor insurance quote with us, you agree to accept these terms and conditions.
  • In the event of a claim on your main policy, you will also have to make a separate claim on your Free Excess Protection policy. The excess will be reimbursed once the primary claim is settled.
  • We will provide you with a separate Excess Protection policy Free of charge, where the cover on your main policy is Comprehensive or Third Party Fire and Theft.
  • Where you have Comprehensive cover and in the event of a claim with disputed liability, you may be required to pay the excess upfront and reclaim the amount from this policy on settlement. This could take up to 6 months if liability is still disputed.
  • This offer only applies to the incidents, which occur in the UK.
  • A motor insurance policy, issued by a UK registered and authorised Motor Insurer, must be maintained at all times by ‘you’ in respect of ‘your vehicle’.
  • The policyholder as stated on the Motor Insurance Certificate must match the lead name of the person stated on the excess protect schedule.
  • This offer is valid for all fault accident, accidental damage, fire and theft claims only. Cover will not apply in the event of a non fault accident.
  • The maximum amount covered under this policy is £500 in anyone policy period.
  • More than 1 claim can be made under this policy (up to the maximum limit of £500), in a 12-month period.
  • The total cost of the motorcycle claim must exceed the policy excess.
  • Any excess claim arising from glass repair or replacement is excluded.
  • Any claim notified more than 31 days following settlement of ‘your’ claim under ‘your’ main insurance policy is excluded.