If you’re looking for ways to save money on your motorbike insurance, there are a number of ways to do just that. One of the most effective solutions involves taking additional training.
Advanced Rider Training is accepted by most insurers as a sign that you’re more than a competent rider and you’re equipped with the skills and knowledge you need to ride safely.
Let’s take a look at how you can save money on your insurance with the help of Advanced Rider Training.
Why do insurers offer lower premiums for those with Advanced Rider Training?
The more training a rider has received, the better they tend to be at coping with hazards, riding through adverse weather conditions, and minimising the likelihood of an accident.
As a result, insurers see this type of motorbike owner as a safer rider who’s less likely to be involved in a crash.
Which course should I go for?
In order to make the most of reduced insurance costs, you’ll need to opt for a course that’s approved by the insurer in question.
Each insurer will have their own list of courses they’ll accept, so it’s wise to take one that matches up to your insurer’s expectations.
Here are just a few of the most popular Advanced Rider Training courses available:
Enhanced Rider Scheme
The Enhanced Rider Scheme is backed by the UK government. Rather than teaching everyone the same thing, regardless of abilities, it will assess your current skill level and provide you with the training you need.
For most participants, the course will be made up of two parts. The first involves a one to two hour ride on the road with an instructor who will evaluate your riding abilities. If the instructor is happy with your current level of riding, you’ll be given a completion certificate.
If, however, the instructor identifies room for improvement, they’ll provide you with further training before giving you your certificate.
Institute of Advanced Motorists (IAM) Scheme
The Institute of Advanced Motorists is a leading safety organisation that focuses on helping motorists improve their road skills.
Advanced Riding Qualification – It’s a five-part course and will cover position, speed, gears, acceleration and a number of other aspects of riding a motorcycle.
Royal Society for the Prevention of Accidents (RoSPA)
The Royal Society for the Prevention of Accidents (RoSPA) provides motorbike owners with an advanced rider training course that can help you lower your insurance premium without having to pay a large fee for the course itself
There are volunteers around the country who provide RoSPA training and once you’ve completed an adequate amount of training, you can take the advanced test.
Once you’ve taken your test, you’ll receive a Bronze, Silver or Gold grade, depending on your performance.
The RoSPA test needs to be retaken every three years in order to stay valid.
British Motorcyclists Federation (BMF)
The British Motorcyclists Federation (BMF) is devoted to helping motorcyclists with multiple aspects of riding and bike ownership. It offers the Blue Riband Advanced Rider scheme which is recognised by some insurers and can help to lower insurance costs.
The course can either be taken in just one day or over multiple days.