Laid Up Classic Car Insurance

For some motor enthusiasts, their first classic car is a passion project. They might want to
restore it from scratch and that means keeping it in a garage while work is being done.
Or the car may be broken down and be in need of repair. Whatever the reason it’s laid up,
you can still benefit from getting the car insured.

But how do you go about insuring your vehicle?

A LOVE FOR TINKERING

For some motor enthusiasts, their first classic car is a passion project. They might want to restore it from scratch and that means keeping it in a garage while work is being done. Or the car may be broken down and be in need of repair. Whatever the reason it’s laid up, you can still benefit from getting the car insured. But how do you go about insuring your vehicle?

Do I need to be insured if my car isn’t going to be on the road?

If you’re going to take your car off the road then you’ll need to have it declared a SORN (Statutory Off Road Notification) vehicle. You need to have a SORN in the following circumstances:

Your car isn’t taxed The car isn’t insured If it’s a project, you’ll want to break the car down for parts before scrapping it You buy or receive the car and you want to keep it off the road.

You can find out about SORN requirements by visiting gov.uk.

If your classic car has a SORN then you can choose not to insure it, but is that really a sensible thing to do? Even with your car inside a garage there’s no guarantee that it will be 100% safe. There’s a chance something heavy could be knocked off a shelf and damage the car. There’s also a possibility of fire.

Get your laid up classic car insurance quote

Our laid up classic car insurance policy will cover you against fire, theft and accidental damage while your vehicle is in a garage. To qualify for laid up cover, the car must be a garaged pre 1990 model and there is no limit on the value.

This will provide you with peace of mind while your car is being restored or repaired. Once it’s ready, it can be taken out on the road and you could switch to a normal classic car policy.

Get your laid up classic car insurance quote today

To learn more about laid up cover, call us on 0800 093 2950. Our team will be happy to answer all of your questions .As with all insurances terms & conditions apply.

Call 0800 093 2950

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