Carole Nash
Content Writer
Published: 30th January 2020

In order to ensure your classic ride is fully protected, you’ll need the right level of classic motorbike insurance in place, so that you have complete peace of mind both on and off the road. 

Unlike a standard bike insurance policy, classic motorcycle insurance cover is specifically designed to protect you and your classic ride, should the unforeseeable happen. You can get a free quote with Carole Nash today, simply by calling our team on 0333 055 3355.

But what exactly is the difference between a classic policy and a standard motorbike insurance policy? 

Motorbike insurance specialists

With Carole Nash, it doesn’t matter whether you’re riding brand new modern superbike or a classic model with years of heritage behind it: We’re specialists when it comes to providing you with the right level of motorcycle insurance cover to suit your needs. 

When it comes to choosing a standard policy or classic motorbike insurance cover, though, both will offer the same three levels of cover:

  • Third party only: This is the basic level of cover, which provides cover against a third party’s vehicle or property, if you’re involved in an accident where you’re found to be at fault.
  • Third party, fire and theft: Similar to third party cover, apart from that you’ll also be fully protected if your motorbike is damaged by fire, or if it’s stolen. 
  • Comprehensive: This is the highest level of cover you can buy for your classic bike. It provides the same cover as the levels above, plus cover for your own motorcycle if you accidentally damage it.

Why classic motorcycle cover is different

Our classic motorbike policies can fully insure a bike that’s been classified as a classic, which means a bike that’s between 20 and 30 years old. We also offer vintage motorbike insurance for bikes over 30 years in age, and future classic insurance, for younger models between 10 and 20 years old.

These specialist policies are designed for classics, and come with a range of benefits, including:

  • Low excess of only £50
  • Free agreed value
  • Riding other bikes
  • Low-mileage discounts
  • Cover for club rallies
  • Static displays cover
  • Salvage retention rights
  • Up to 10% off for owners’ club membership

The agreed value benefit is so that you can rest easy knowing your classic bike is covered for its true value, even if the market value does not reflect this. We also cover your bike in different situations, such as if you were to display it at a show. 

Get a quote

Over 30 years’ experience in the industry has allowed us to offer insurance policies to suit the kind of bike you ride, using our carefully selected panel of insurers. We’ll do the hard work for you to get you the cover you need.

Getting a quote for your classic motorbike with us couldn’t be easier. To get your free, no-obligation quote today, simply fill out our online form or call our team on 0333 055 3355. We’re ready and waiting to help you every step of the way with finding you the ideal policy.