If you’re the proud owner of both a motorcycle and a car, you may wonder if it’s possible to combine your insurance to save time, money and energy. Good news! This is entirely possible and by combining your car and motorbike insurance policy, you can gain a range of benefits. The exact benefits will depend on your chosen policy and the insurer you select.
Here are a few things to think about before getting car and bike insurance together.
How much money can I save?
Most combined car and bike insurance policies will offer you a reduction in cost. The exact amount you’ll save will depend on the insurer of your choice.
At Carole Nash, we offer a combined car and bike insurance policy called Six Wheel Insurance. With our policy, you can save up to £100 by combining your policies together rather than purchasing them separately.
You’ll also benefit from up to £100,000 worth of legal protection in the event of an accident that’s not your fault.
Will I have less paperwork?
Usually, when you combine car and bike insurance into one product, you’ll have less paperwork than if you were to purchase them separately. You’ll only have one renewal date and one premium, making your policy easier to manage and reducing the amount of time you spend comparing and renewing your deal.
Will I have a choice of policy levels?
You’ll still have a choice of policy levels and you’ll be able to choose between the following:
- Third party
- Third party, fire and theft
Can I use my No Claims Bonus?
If you’ve built up a No Claims Bonus, whether it’s from riding your motorcycle, driving your car or both, you’ll be able to carry this over and have your bonus taken into account when determining the cost of your combined insurance policy.
How else can I save money on insurance?
If you’d like to insure more than one bike, you’ll be better suited to multi-bike insurance. Multi-bike insurance will enable you to insure multiple motorbikes under one policy. You’ll save up to £200 with a Carole Nash multi-bike insurance policy and you’ll have less paperwork to deal with. You’ll be able to choose between the typical levels of cover – third party; third party, fire and theft; and comprehensive. You’ll also be covered whether you have commuter motorbikes, superbikes, or a diverse collection of motorcycles.