KTM Bike Insurance

Austrian company KTM has expertise that dates back to 1934, with a racing track record that is nothing short of legendary.

Marc Coma has won five Dakar Rallies on the back of a KTM bike, and the orange, black and silver team colours will be iconic for any racing fans.

What does Motorcycle Insurance through Carole Nash offer as standard?

KTM motorbike insurance policies through Carole Nash offer plenty of benefits as standard, including:

• European Cover for up to 90 days
• UK & European Breakdown Cover, including At Home
• Up to £100,000 of Legal Expenses Cover in the event of an accident which is not your fault
• Uninsured Driver Cover

What levels of cover are available for my KTM bike?

You can choose from two tiers of cover, plus various optional extras, and create a policy that offers your KTM motorcycle the protection it deserves.

Platinum – Our base tier, Platinum features may include EU cover, a 24 hours a day seven days a week Emergency Accident Helpline, new bike replacement, and more. You’ll also get Motor Legal Cover and European Breakdown Cover, including At Home.

Diamond – Our premium tier, Diamond offers all the benefits of our Platinum policies, but with added Personal Accident Cover (up to £21,000).

What types of Motorbike Insurance cover are there?

When you’re insuring your KTM motorbike, you should choose cover that suits you and your ride. There are three types of bike insurance to pick from:

• Third party: only covers damage to a third party’s vehicle or property
• Third party, fire, and theft: also protects you if your bike is stolen or damaged by fire
• Comprehensive: Comprehensive includes all of the above whilst also insuring you for any accidental damage to your own bike

What might my KTM Motorcycle Insurance cover exclude?

Certain situations will invalidate your motorcycle insurance policy. For example, any injury, loss, damage, or accident would not be covered if:

• Your bike is being ridden by someone who doesn’t have a licence
• Your KTM is being ridden by someone who isn’t insured
• Your bike is carrying goods or pillions in a way that compromises how safe it is to ride

You must check these exclusions. Only a few examples are listed above, and you should refer to your policy wording for more details.

How much will my KTM insurance cost?

Your premium will be calculated using a number of factors, ranging from your cover level and riding experience, to the model of your KTM and where it is kept.

Want to find out the cost of a policy for your KTM motorbike? Get a free quote online through Carole Nash.

Get a quote

How could I make my KTM motorcycle cover cheaper?

Whether your KTM is a 250 Duke or an Adventure 250, it’s a machine that deserves care and attention. And yes, to answer your question, there are some things you can do to try and lower the cost of your KTM motorcycle insurance:

• Keep your KTM chained up in a garage or a shed
• Take an advanced rider training course – it may just earn you a discount with some insurance providers
• Keep your policy active for 12 months to build up your No Claims
• Be accurate when providing your mileage – past MOT records will help

How do I claim on my KTM Bike Insurance?

If your bike is involved in an incident and you need to claim, don’t worry. Call our specialist claims line on 0333 005 2244. Lines are open 24 hours a day seven days a week, so you’ll always be able to reach us.

There won’t be any paperwork for you to do. We’ll make sure the claim for your KTM is processed as quickly as possible.

Why should I consider Carole Nash for Bike Insurance?

We will work hard to try and help you find the right cover for your KTM. Here are a few reasons to consider us:

• We have plenty of industry experience and will do our best to help you find cover that works for you and your ride.
• With over 40 years of experience to our name, we know what’s what.