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Inside Bikes

Got a question

For many young drivers the choice is obvious, and is usually made thanks to an existing love of one or the other. But some people are equal fans of all things on wheels, while others are mostly just bothered about the getting the best deal; for some, the choice between a car and a motorbike will be an agonising one. So let's take a look at some of the basics.

Are motorbikes cheaper to buy than cars?

Obviously it depends on what you want to buy, and shopping around may mean you find unexpected deals on both, especially if you're going for something used – which, as a young driver, you probably will be.

However, for a rough sort of guideline, a new Ford KA starts from £8,945 and a new Peugeot 208 costs well over £10,000.  Meanwhile, a Honda CBR300R will set you back 'just' £4,299. Similar differences will apply in the used market as well. The bike of your dreams will probably be much, much cheaper than the car of your dreams.

Is motorbike insurance cheaper than car insurance?

Motorbike insurance certainly hasn't risen anywhere near as much as the cost of car insurance over the last few years, and policies are generally cheaper too – depending on the makes and models involved. Car insurance is notoriously expensive for young people – often well over £1,000 a year – but a lower cc bike could cost just half that. Breakdown cover, on the other hand, has a tendency to be a bit more expensive for bikes than for cars – but usually just by less than £25 a year. Make sure you're getting a good deal – at Carole Nash, we offer breakdown cover as a benefit with every policy!

Are motorbikes cheaper to run than cars?

In some ways, yes, and in other ways no. If you are riding a motorbike you will need safety gear that you won't need if you're driving a car. However, look at safety gear as an investment that will (hopefully) last you for some time! Some bikes can also perform as much as twice as efficiently as cars on fuel consumption, so you'll make your savings back there. Tax, too, provides a big difference – road tax for a car is usually over £100, whereas for a bike it can be less than £20.

Are motorbikes less practical than cars?

Another divisive one, the answer to which changes depending on whether you're trying to get through the rush hour traffic, or get a weekly shop home from the supermarket. Be sure to think carefully about what you need from your transportation.

The verdict?

We'll avoid getting too partisan and simply say that the decision between a car and a motorbike depends on what you want, what you want to do with it, and how much you want to pay. But, of course, we are passionate about motorbikes at Carole Nash, and would remind you that good prices on used bikes and comprehensive motorcycle insurance policies for young riders are all out there, and it does provide a fantastic alternative to a car for those looking to be part of something that's just a little more exciting!

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