Bike Insurance Money Saving Tips
It’s always nice to have a bit of extra cash in your pocket. The less you’re spending
on your motorbike insurance, the more you can spend on your bike!
No Claims Discount
Your No Claims Discount can vastly reduce your premium. You may only use your bike during the summer months but by keeping it insured all year round you are building up your No claims discount and have the peace of mind that it is covered when you’re not using it.
Advance rider training
If you want to take things to the next level, why not consider taking an approved motorcycle training course? It’ll boost your skills and knowledge plus it will give a discount of up to 10% with some insurers. Give us a call for more information.
If you own a vintage or classic bike and are a member of an approved motorcycle club be sure to tell us as this could help you save some money on your insurance premium.
Improving the security on your bike such as adding an alarm or an approved chain is a great deterrent and may even give you a discount on your insurance. Parking it somewhere safe, like a garage, shed or driveway, is another good way of reducing your insurance and it makes it harder for potential thieves to steal your motorcycle.
As an added level of protection, every Carole Nash policy comes with DNA+, our forensic protection system that’s proven to help protect your pride and joy! Click here to find out more.
Voluntary Excess and Compulsory Excess
There are two types of excess – compulsory and voluntary. Everyone has to pay compulsory excess when they make a claim (unless you have third party only cover), but if you want to reduce your premium it could help if you choose to pay a voluntary excess as well. You need to weigh up the options that suit your circumstances. Pay a higher excess and you may get a cheaper premium, but risk paying more if you need to claim.
Go through your old MOT certificates to see how many miles you have been doing each year. This will give you a realistic idea of how many miles you cover on your motorcycle and may even save you a few pounds on your insurance too.
Accidents and claims
Always remember to disclose any accidents or claims irrespective of blame or whether a claim was made on any vehicle (not just on your motorcycle) in the last 5 years.
Insurers share claims data so it is vital that you tell us about any motor claims or losses.
You must always disclose any motoring or non-motoring convictions.
Get more for your money
with multi-bike insurance
If you own more than one bike you could benefit from a Carole Nash multi-bike policy. Not only does it
reduce the hassle and paperwork associated with insuring your different bikes – it could save you up to £249,
when compared to individual policies taken out over the phone. This allows you to insure more than
one bike under one policy.
The added benefits of Carole Nash motorcycle insurance
DNA+ Protection Kit
We care about you and your bike. We understand the stomach-churning feeling, the despair, which having your bike stolen can cause. We, like you, want to do everything possible to beat the bike thieves. That’s why we are giving away FREE with every bike policy a sophisticated Carole Nash DNA+ forensic protection system worth £30.
Legal Expenses Cover
Up to £100,000 motorcycle legal expenses. It covers your legal costs to help you recover a policy excess, loss of earnings, hire of another vehicle and compensation for any injury you suffer as a result of an accident which is not your fault.
UK & European Breakdown Cover
UK & European accident breakdown recovery, including Homestart assistance worth over £100 (when compared to other providers) Nobody wants to be left stranded, which is why all Carole Nash bike insurance policies come with accident and breakdown recovery for the UK and the EU, which also includes homestart.
Carole Nash Rider Cover
As any biker knows, sometimes you need to use someone else’s motorcycle. Maybe you want to borrow a friend’s bike for a quick ride out, or simply enjoy a ride on something different. Whatever the reason, we at Carole Nash don’t want insurance worries to hold you back.
UK Call Centre Specialists
Our specially trained motorcycle insurance specialists at our UK call centre in Altrincham, Cheshire, handle all your quotes, claims and customer service enquiries. Get in touch today on 0800 630 0032.
We are committed to providing your pride and joy with the care it deserves. We believe in offering insurance policies that are designed to get you on the road as quickly and as hassle-free as possible. To see just what Carole Nash motorbike insurance can do for you, get a quote today on 0800 630 0032.