Information For Customers Regarding Covid-19
Motorbike And Other Vehicle Insurance Faqs:
- As per information on Gov.uk you should only make a SORN (Statutory Off Road Notification) when you take a vehicle ‘off the road’ and you want to stop taxing it. Your vehicle is off the road if you don’t keep or use it on a public road, for example if it’s in a garage, on a drive or on private land. You can check Gov.uk for further information.
Your insurance is still valid if your vehicle is declared SORN although you cannot legally drive it until it is taxed again. If you are considering cancelling your insurance whilst your vehicle is SORN you would not be covered for fire, theft or damage to your vehicle so you need to consider the risk before taking this step.
- Yes, if they’re a named driver on your policy or they’re covered for driving other vehicles by their own insurance policy. They’ll need to check their insurance certificate to see if they have this and they may only be covered on a third party basis.
If you’d like to add someone as a named driver call us, please be aware we may have extended waiting times.
If I have breakdown cover on my policy, will I still be recovered if I break down?- Yes, your vehicle will be repaired by the roadside or recovered as normal. The mechanic will follow social distancing guidelines to protect both themselves and you.
– You will benefit from having the courtesy car for the duration of the repair, if this is included in your policy cover.
However, if your car is uneconomical to repair your claim will be settled as a total loss and your insurer will be in touch with a valuation as soon as they’re able to do so. In this instance you’ll need to return the courtesy car as stated in your policy terms.
- You will benefit from having the courtesy car for the duration of the repair, if this is included in your policy cover.
However, if your car is uneconomical to repair your claim will be settled as a total loss and your insurer will be in touch with a valuation as soon as they’re able to do so. In this instance you’ll need to return the courtesy car as stated in your policy terms.