Yamaha Bike Insurance
With their tuning fork logo recognised by many, the Yamaha Motor Company has built a great reputation in both the motorcycle and musical instrument worlds. The company has been attributing its famous logo to its motorcycles since 1955, when it released the single cylinder, two-stroke YA-1 debut. As specialists in different kinds of bike insurance, at Carole Nash we’re proud to offer you a motorbike insurance policy for your Yamaha.
From scooters to cruisers, Yamaha has a fair few famous models to its name, the FS1E perhaps being the most well-known. At Carole Nash, we understand how important it is to make sure your Yamaha is protected. That’s why, with a Motorbike Insurance policy through us, you’ll have cover you can rely on.
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What comes as standard with motorbike insurance?
Yamaha insurance policies through Carole Nash come with plenty of benefits as standard, including:
- European cover for up to 90 days
- UK & European Breakdown Cover, including At Home Assistance
- Up to £100,000 of legal expenses cover in the event of an accident which is not your fault
- Uninsured Driver Cover
What types of cover are there?
When you’re looking to insure your Yamaha, it helps to know which type of cover is well-suited to you and your bike. There are three types to choose from:
- Third-party: protects against damage to a third party’s vehicle or property only
- Third-party, fire and theft: covers your ride if it is stolen or set alight
- Comprehensive: covers all of the above, as well as accidental damage to your bike
What tiers of motorbike insurance are available?
We provide two tiers of cover and optional extras, so you can choose a policy which is tailored to the needs of your Yamaha.
Platinum – Our base level of cover includes features such as EU cover, 24 hours a day, 7 days a week Emergency Accident Helpline, new bike replacement, and more. You’ll also benefit from Motor Legal Cover and European Breakdown Cover, including At Home Assistance.
Diamond – Our premium tier includes all the benefits of our Platinum policies plus you’ll also get Personal Accident Cover (up to £21,000).
What won’t my motorcycle insurance cover?
Certain scenarios may invalidate your Yamaha’s motorcycle policy, and you would lose your cover. For example, you would not be insured for any injury, loss, damage, or accident that occurs when:
- Your machine is being ridden by an uninsured person
- Your bike is used by someone who is not on the certificate of insurance
- Your bike is carrying people or cargo in a way that makes it unsafe
These are just a couple of examples, and you need to know about all exclusions. For a full list, please check your policy wording.
How much does motorcycle insurance cost?
The cost of bike insurance for your Yamaha depends on lots of things, that’s why it’s impossible to answer this question right now. Your premium may vary due to things like the age and model of your Yamaha, where you keep it overnight, any modifications it has, and the level of cover you choose.
If you need to find out what bike insurance would cost for your Yamaha, get a free online quote through Carole Nash.
How can I lower the premium on Yamaha bike insurance?
Your Yamaha may take to the road every day, but that doesn’t mean your insurance has to fly up. There are ways you can try and cut the cost of your insurance:
- When you’re not out and about, chain up your Yamaha in a secure building
- Enhance your riding skills by taking an advanced course – you could see the benefit reflected in the premium from some insurance providers
- Keep your policy running for a year to build up your No Claims Bonus
- Check previous MOT certificates to calculate your mileage accurately
What if I need to claim on my insurance?
If something happens to your Yamaha and you need to claim, don’t worry. Phone our specialist claims line on 0333 005 2244. We’re here 24 hours a day, 7 days a week so you’ll always be able to speak to a member of the team.
There’ll be no forms to fill, and we’ll make sure your Yamaha insurance claim is processed as soon as possible.
Why should I consider Carole Nash for my Yamaha insurance?
We’ll try and help you find suitable insurance either online or by phone. Here are a few more reasons why you should consider us:
- Our bike insurance team understand Yamahas and their riders, so they aim to help find cover that works for you
- With over 40 years’ experience to fall back on, rest assured we know what we’re doing