scooter insurance

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Protection you can rely on

Moped Insurance

At Carole Nash, we’ve been one of the UK’s leading motorbike insurance experts long enough to know that everyone deserves a suitable policy.

We act as a specialist broker, so you can easily arrange your cover through us. We’ll show you some options and then it’s up to you to choose the moped insurance quote that suits your needs.

You can get your free moped insurance quote online with us today or if you’d rather speak to a member of our team, you can give us a call on 0333 005 3355.

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What are the different levels of moped insurance?

Insurance for scooters and mopeds typically comes in three forms, each offering varying levels of protection. They are known as third-party; third-party, fire and theft; and comprehensive.


This tier of moped insurance offers you a basic level of protection. It provides cover for a third party’s vehicle or property if you are at fault in an accident involving your moped. You are not insured for accidental damage, fire, or the theft of your own scooter.

Third-party, fire and theft

This form of scooter insurance means you are covered in the event of fire damage or the theft of your vehicle, as well as the third-party protection mentioned above.


Comprehensive moped insurance offers all the cover included in a third-party, fire and theft policy, as well as insurance for your own vehicle if you accidentally damage it.

What comes as standard with your moped insurance?

Not only do we provide moped insurance quotes in the UK, but you’ll get all this as standard when you come to Carole Nash:

Legal expenses cover

Up to £100,000 in motorcycle legal expenses. This covers your legal costs to help you recover a policy excess, loss of earnings, hire of another vehicle, and compensation for any injury you suffer as a result of an accident which is not your fault.

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UK & European breakdown cover

Nobody wants to be left stranded, which is why all Carole Nash scooter insurance policies come with accident and breakdown recovery for the UK and the EU, including Homestart

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Call centre specialists

Our specially trained moped insurance specialists handle all your quote and customer service enquiries.

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Much more

We are committed to providing your pride and joy with the care it deserves. We believe in offering policies that are designed to get you on the road as quickly and as easily as possible. To see what Carole Nash moped insurance can do for you, get an online quote today or call 0333 005 3355.

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How to get your moped insurance quote

Getting a moped insurance quote through us is perfectly simple. The easiest way to do it is to fill out our online form with a few details about you and your scooter. Once that’s done, we should be able to deliver a quote within a few minutes.

Alternatively, if you’d rather speak to someone about our moped insurance quotes, you can always give us a call on 0333 005 3355. Our friendly, expert team will be on hand to answer any questions you may have.

Yamaha MT 09 Motorbike with mountains in background

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Get a quote to be in with a chance to WIN!

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Active policyholders at the end of the prize draw will be automatically entered. The prize draw closes at 23:59 on 31st of October 2024. Entrants must be aged 21 and over, residents of the UK and have a full motorcycle licence. Full Terms and Conditions apply.

How to claim on your moped insurance

If something goes wrong and you need to make a claim on your moped insurance, there’s no need to worry - you'll receive all the help you need from our friendly claims team. All you have to do is call 0333 005 2244. That number is available 24/7, so you can pick up the phone at your convenience.

All claims are different, and the time it takes to resolve them will vary depending on the circumstances. But our friendly team will ensure the process runs as smoothly as possible, so there’s no need for you to worry. Please note that if your moped is involved in an accident then you should let us know, even if you don’t intend to claim, as it’s a condition of your policy.

Why would your moped insurance not pay out?

There are some circumstances which may invalidate your moped insurance. These include, but are not limited to, any liability, accident, injury, loss, or damage that occurs when your scooter is:

  • Being driven by anyone who isn’t entitled to ride it under the certificate of insurance
  • Being ridden by someone without an appropriate licence
  • Being used to transport passengers or goods in a manner which is likely to affect its safe driving

These are just some of the instances that may mean you are not protected by your scooter insurance cover. For a list of all exclusions, please refer to your policy document.

Policy question? 0333 005 7444

Why you may consider choosing Carole Nash for your moped insurance quote

  • We’ve been delivering moped insurance quotes to our customers for over 30 years, so we know our stuff.
  • Our list of customer testimonials, and our rating of ‘Excellent’ from thousands of reviews of all products on Trustpilot, show exactly why we come so highly recommended.
  • Down the years, our hard work helping thousands with their scooter insurance quotes has seen us pick up numerous prizes and commendations.
  • We understand mopeds, scooters, and those who ride them. We appreciate that you require a specific type of cover, and we may be able to offer a solution to you.
  • Our team benefits from many years’ experience in insurance, so you can rest assured you’re in safe hands.

Buy your scooter insurance through us today

get a quote online
or give us a call on 0333 005 3355

Moped Insurance FAQs

We understand you might have some queries about scooter insurance and the cover your policy offers you. With that in mind, we’ve put together a list of frequently asked questions to hopefully provide the answers you need.

Moped insurance prices can vary widely depending on a number of factors, so there’s no set answer to this question. The cost of your policy is likely to change in line with the level of cover you choose, the make and model of your scooter, your age, where you live, and the security measures you have in place to store and keep your vehicle safe.

There are several things you can do to try and improve the accuracy of your scooter insurance quote:

  • Be sure to accurately check your annual mileage by looking at past MOTs.
  • Lock up your moped using a chain and, if possible, keep it safely stored in a shed, garage, or other secure unit.
  • Enrol on approved training courses to improve your riding as, depending on your level of cover, this could potentially help.
  • Maintain your moped insurance all year round as this will enhance your no claims bonus.

For more information on ways to reduce the cost of your moped insurance, check out our money saving tips.

Comprehensive moped insurance affords you peace of mind. You’ll be covered for damage to your bike, any damage to a third party, and for fire and theft. Every rider’s situation is different, so the right solution for one might not be suitable for another, but comprehensive moped insurance can sometimes prove cheaper than third-party cover, so it’s certainly an option worth exploring.

Compulsory Basic Training, or CBT, is typically a requirement before you can ride a moped on the road and, as a result, you need to have it to be considered eligible for insurance. There are some exceptions, however, such as when you’re riding a moped with an engine up to 50cc.

Yes, we can amend your moped insurance policy. All you have to do is call 0333 005 7555 to let us know of any changes and we can update your premium as well as talk about your renewal. If you’re unsure whether you should be telling us about any changes to your circumstances, please just get in touch to check.

This will depend on your cover and your insurer. However, our policies mean you can ride in the EU with the same level of protection you’d receive in the UK. The period for which you can ride abroad can span up to 90 days, but this can also vary between insurers. If you’re planning to ride outside the European Economic Area, you’ll also need to acquire a Green Card.

You could be, but you’ll need to check your moped insurance certificate and your policy documents.

Your scooter insurance documents should be with you via email within 24 hours. If you’ve opted to receive them by post, that can take up to five working days.

Come to Carole Nash for your moped insurance quote

You can get a
free moped insurance quote online
or you can always give us a call on
0333 005 3355

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