Multi-Bike Insurance

One of the most satisfying feelings in the world is owning a motorbike. If you’re lucky enough to be able to afford more than one, choosing which machine to take on the road can be a fun experience. At Carole Nash, we provide multi-bike insurance that covers up to four motorcycles under one policy. That means one premium and one set of paperwork. Policies for up to four bikes can be quoted for online; if you're looking to insure five or more motorcycles, please contact our specialist team on 0333 005 3355.

As experienced motorbike insurance brokers, we’ll make sure you’re covered every step of the way. Let's find out more about the protection it provides, how much it costs, and how easy it is to get a multi-bike insurance quote through Carole Nash.

How can multi-bike insurance benefit me?

Our multi-bike insurance allows you to insure more than one bike under one policy, which means you’ll only have to keep track of one set of paperwork. You could also potentially save money compared to buying separate policies.

It’s important to bear in mind that although this type of policy provides insurance for up to four bikes, it will only cover one rider. Remember, if you're looking to insure five or more motorcycles, please contact our specialist team on 0333 005 3355.

Which kind of multi-bike policy is suitable for me?

We can offer multi-bike insurance policies that provide varying levels of cover, so it’s important that you understand the differences before paying your premium:

• Comprehensive: Covering theft, fire damage and any accidental damage to your bike or a third party.
• Third-party, fire and theft: Covers fire damage, theft, and any damage you cause to a third party where you are at fault.
• Third-party: A basic level of protection which only covers you for damage caused to a third party’s vehicle or property in an accident where you are the one at fault.

We'll try our best to help you find the most suitable multi-bike insurance for you. Of course, if you’d like more information, our team is on hand to answer any questions – just call 0333 005 7444.

What levels of motorbike cover can I choose between for my bikes?

You can choose between two tiers of cover, plus various optional extras, and create a policy that offers your motorcycles the protection they deserve.

Platinum – Our base level of cover includes features such as EU cover, a 24 hours a day, 7 days a week Emergency Accident Helpline, new bike replacement, and more. You’ll also get Motor Legal Cover and European Breakdown Cover, including At Home Assistance.

Diamond – Our premium tier includes all the benefits of our Platinum policies, but with added Personal Accident Cover (up to £21,000).

What comes as standard with multi-bike insurance?

Multi-bike motorbike insurance policies through Carole Nash come with plenty of benefits as standard, including:

• European cover for up to 90 days
• UK & European Breakdown cover, including At Home Assistance
• Up to £100,000 of Legal Expenses cover in the event of an accident which is not your fault
• Uninsured Driver cover

Depending on the age of your bike(s), your insurer and your chosen tier of cover, further benefits may also be available:

• Agreed value
• Salvage retention rights
• Static display cover
• No excess
• Unlimited mileage
• Up to 10% discount for club members (not including fees, optional extras or premium finance)
• Cover for club rallies
• Spare & dismantled parts cover

To find out more, give us a call on 0333 005 3355.

Call us on 0333 005 3355

What won’t multi-bike insurance cover?

Your motorcycle insurance can be invalidated in some circumstances. For example, any injury, loss, damage, or accident would not be covered if:

• Your bike is being ridden by an unlicenced rider
• Your bike is being ridden by someone who isn’t insured on it
• Your bike is carrying pillions or goods in a manner which affects how safe it is to ride

You must familiarise yourself with these exclusions. We have only listed a few examples above, and you should check your policy wording for more details.

How much will insurance for my motorbikes cost?

Unfortunately, we can’t answer this question here because your premium will be based on a number of factors. These factors range from your chosen cover level and riding experience to the model of your bikes and how you store them.

If you want to work out what insurance will cost for your bikes, get a free quote online through Carole Nash. You’ll have your answer in a matter of minutes.

Get your free quoteCall us on 0333 005 3355

How could I lower the cost of my multi-bike cover?

There are ways to try and cut the cost of your motorcycle insurance:

• Store your bikes in a secure building, like a garage or a shed (chained up)
• Sign up for advanced rider training to improve your skills - this may earn you a discount with some insurance providers
• Build up your No Claims Bonus by keeping your policy running for 12 months
• Use previous MOT records to calculate your mileage accurately

How do I make a claim on my multi-bike insurance?

If you have an accident on one of your bikes and need to claim, don’t worry. Just call our specialist claims line on 0333 005 2244. Lines are open 24 hours a day, 7 days a week so you’ll always be able to reach us if you need to.

There won’t be any forms or paperwork to do. Our experienced team will make sure the insurance claim for your ride is processed as soon as possible.

Why should I consider Carole Nash when insuring my bikes?

We’ll work hard to try and find the right cover for your motorbikes. Here are a few reasons to consider us:

• Our team benefits from a wealth of industry expertise and will try and help you find cover that suits you and your ride
• With over 40 years of experience behind us, we know what we’re talking about