More protection, fewer worries

Motorbike Insurance

At Carole Nash, we're proud to be one of the leading Motorcycle Insurance brokers in the UK, providing policies to riders for decades. Since 1985, we’ve been helping our customers find the Bike Insurance quotes that are right for them, using a trusted panel of some of the UK’s biggest motorcycle insurers.

Being part of the biking community is very important to us, which is why we attend dozens of annual shows in the UK and Ireland. For more than 30 years, our passion and knowledge of the biking industry has grown, and we understand that riding isn’t just a way to travel – it’s a way of life.

Our motorbike insurances

Multibike Insurance

Multibike Insurance allows you to insure more than one bike under one policy. You have one premium, one renewal and one set of paperwork. You can only ride one bike at a time and that’s where a multibike policy through Carole Nash could help.

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Naked Bike Insurance

Owners also tend to take a lot more care of their naked bikes, with more time spent on maintenance. An insurance policy for your naked bike though Carole Nash will aim to offer cover with this in mind. 

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Off Road Insurance

With our fire and theft policy We make sure you’re covered not just at home but at events, tracks and practice grounds, as well as during transit. £250 of replacement tool cover is also included, so you’ll never be caught out even if your tools are damaged or stolen.

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Quad Bike Insurance

The versatility of a quad means it isn’t always adequately protected by a more generic policy, so when you arrange quad bike insurance through Carole Nash you can be sure you’ll be getting the cover you need.

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Roadster Bike Insurance

Finding a motorbike that has the right balance between performance and practicality is an important consideration for many motorcyclists. Roadsters are a popular choice because they bring together style, comfort and speed.

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Scooter Insurance

Scooters may not be as powerful as other bikes, but they can be ideal for getting you from A to B. If you're getting the most out of one of these machines, you'll need a scooter insurance policy to match.

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Sports Tourer Bike Insurance

Sports tourers combine the performance of a sport bike with the long-distance capability of a tourer. Riders of these machines know exactly what they want from their bike, and won’t be intimidated by any journey.

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Superbike Insurance

If your pride and joy happens to be a high-performance motorbike, you're going to need superbike insurance. At Carole Nash, we search a wide range of insurers to find a quote that's right for you.

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Trike Insurance

You don’t see them on the road all that often, so you just know that roaring past on a trike is guaranteed to turn heads. With added safety and stability compared to a motorbike, the power to match, and a totally unique look, those who have chosen the trike lifestyle have been drawn to three wheels for obvious reasons.

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Commuter Insurance

One of the most efficient ways of getting to work is by motorbike, which allows you to save time and enjoy a less stressful journey. As you’ll be making the trip every day, commuter motorbike insurance will ensure you’re protected.

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Cruiser Bike Insurance

Riding a motorbike doesn’t have to be all about speed. Some riders value comfort, which is why they are likely to invest in a cruiser motorbike. 

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Custom Bike Insurance

As one of the UK’s leading motorcycle insurance experts, we understand that custom motorbike riders like you are all about getting the most out of your machines. A custom motorbike can truly capture the passion and personality of the individual.

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Supersport Bike Insurance

A supersports bike is the ideal machine, as it has the kind of middleweight specifications that give it an edge. As experienced motorbike insurance brokers, we provide supersports bike insurance that will help to protect you on the road. 

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Touring Bike Insurance

The amount of travelling that gets done on your touring motorbike means that your insurance policy needs to keep you completely covered at home and abroad. Our policy includes this as standard.

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Trail / Enduro Insurance

Everything about the off-road experience is different, and you’ll need the bike insurance to match. That’s why off-road policies for trail and enduro motorbikes through Carole Nash come with additional protection as standard.

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Adventure Bike Insurance

The bikers among us who enjoy touring but with a performance-style bike may well have an adventure bike sitting in their garage. Though these bikes are common, it is sometimes difficult to find an insurance policy that covers both touring and performance-style riding.

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Six Wheel® Insurance

Our Six Wheel® Insurance covers both your bike(s) and a car, and could even save you up to £100.

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Our Classic motorcycle insurances

Vintage Bike Insurance

Bikes over 30 years old are eligible for a vintage policy, which offers no excess in the event of a claim, unlimited mileage, club discount and much more from one of the UK’s leading motorcycle insurance brokers.

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Future classic motorcycle insurance

If your ride is over 10 years old but below the 20-year mark necessary for classic bike cover, then a future classic motorcycle insurance policy through Carole Nash could provide the protection you need.

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Classic Bike Insurance

If your bike is between 20 and 30 years old, it will qualify for a classic motorbike insurance policy through Carole Nash, providing excellent cover at a competitive price.

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Motorbike Insurance specialists

It doesn’t matter whether you’re riding a classic motorcycle, a modern superbike, a custom-built model, a bike for touring or an inner-city scooter; we are the specialist motorcycle insurance provider, able to arrange cover for almost all types of motorbikes.

As experts in all things bike insurance, we can give you total peace of mind in knowing you’re being looked after by people who understand bikers. Our years of extensive experience allow us to make the whole process as simple as possible for you.

So don’t delay – get a quick and easy bike insurance quote online with Carole Nash today.

Or, if you’d prefer to speak to one of our experienced and friendly motorcycle insurance specialists, please give us a ring on 0333 005 3355. We are ready and on hand to help you.

Which Motorbike Insurance policy should I buy?

Buying motorcycle insurance can seem like a confusing task, but we want to make it as simple as possible. There are three different types of cover:

 

  • Third-party only
  • Third-party, fire and theft
  • Comprehensive

Third-party only

A third-party only policy is the most basic level of motorbike insurance. This gives you the minimum level of cover needed to ride on the road. It provides insurance against a third party’s vehicle or property if you are involved in an accident where you are at fault. There is no cover for fire damage, theft or accidental damage to your own motorcycle.

Third-party, fire and theft

Third-party, fire and theft motorcycle insurance provides the same cover as third-party only but lets you claim for fire damage or theft of your motorcycle.

Comprehensive

Fully comprehensive bike insurance is the highest level of cover you can buy for your motorcycle. It provides all the cover of the above plus protection for your own bike if you accidentally damage it.

What if I need to claim on my motorbike insurance?

First of all, there’s no need for you to worry. Our claims team is on hand to help things move as efficiently as possible. There are no forms to fill in and our claims line is available 24 hours a day, seven days a week – all you have to do is call 0333 005 2244.

Every claim is different, and the time it takes to resolve each one may vary, but rest assured our expert team will ensure the process moves as smoothly as it can. If your motorcycle is involved in an incident – even if you don’t intend to make a claim – you should let us know what’s happened, as this is a condition of your insurance.

Why would my bike insurance not pay out?

There are some instances which may invalidate your motorcycle insurance. These include, but are not limited to, any liability, accident, injury, loss or damage that occurs when the bike is:

  • In the charge of anyone not entitled to ride it as described by the certificate of motor insurance
  • Being ridden by someone who does not have driving licence
  • Being used to carry passengers/goods in a way likely to affect the safe driving of the bike

These are just some of the situations that may mean you are not covered by your bike insurance. For a full list of the exclusions, please see your policy wording.

What comes with a motorcycle insurance policy as standard?

Every Carole Nash policy comes with DNA+ protection kit, our forensic security protection system worth £45 that helps protect your bike and deter thieves. Details on the terms and conditions of DNA+ can be found here.

Rider Cover is an addition to your policy that allows you to ride your mate’s bike for social, domestic and pleasure use with total peace of mind because we’ve got it covered! As long as you have the owner’s permission and both bikes have comprehensive cover, you can ride any motorcycle, which gives you FREE accidental damage cover when riding that bike. This is subject to meeting the underwriting criteria.

We’ll also give you accident and breakdown recovery anywhere in the EU and provide up to £100,000 in motorcycle legal expenses cover, which can be used in the event of an accident which is not your fault. See our benefits explained in the video below.

What additional cover options are available?

As well as being dedicated to finding you the most competitive bike insurance quotes and providing you with the right policy, we also offer a range of additional cover.

If you want to top up your policy with extra protection and further put your mind at ease, you can choose from a number of different options:

  • Personal Accident cover up to £21,000
  • Helmet & Leathers cover up to £1,500
  • Excess Protection cover up to £500

How can I lower the cost of my bike insurance?

It all depends on your motorcycle. For example, if yours has a powerful engine, then your motorbike insurance is likely to have a higher premium.

However, this doesn’t mean that your motorcycle insurance has to be expensive, as there are ways you can lower the cost:

  • Accurately calculate your miles every year by looking at past MOTs.
  • Lock your bike up and keep it in a garage or shed when you aren’t riding.
  • Improve your riding by going through an approved motorcycle training course, as you could earn discounts of up to 10% with some insurers.
  • Keep your motorcycle insurance in place all year round to build up your no claims discount.
  • Use physical security such as a chain to deter thieves.

These are just a few ways to reduce the cost of your bike insurance, and you can find more information in our money saving tips guide.

Give one of our specialists a call on 0333 005 3355 to see if we can lower the cost of your motorcycle insurance, or get a quote by simply filling out our form.

Why should I choose Carole Nash to insure my motorbike?

These are just some of the reasons why we’re one of the top motorcycle insurance specialists in the UK:

  • We’ve been providing motorbike insurance for over 30 years, so you can be sure that we know our stuff.
  • We boast a rating of ‘Great’ from 4,500 reviews on Trustpilot, and our customer testimonials show exactly why we come so highly recommended.
  • Our excellent work providing motorbike insurance to thousands of riders down the years has been rewarded with a number of awards and commendations.
  • We understand that your motorcycle is your prized possession and that you may be after a very specific form of cover. Fear not – our depth of expertise means we are perfectly placed to cater to your needs.
  • Our team have an extensive understanding of the biking community and its particular requirements when it comes to providing adequate protection.
multibike-insurance-rider-view

Getting a Motorbike Insurance quote

The easiest way to get a bike insurance quote is to fill in our online form with a few details about you and your motorcycle, and we’ll deliver a quotation in a matter of minutes. Or if you prefer the human touch and wish to receive your motorcycle insurance estimate by phone, our superb team will be only too happy to help.

Get a quote Call 0333 005 3355

 

The most popular bike insurance related questions we get asked 

We understand that taking out motorbike insurance can seem like a complicated process, and it’s only natural that you may have queries. Here are some of the questions we get asked most often when it comes to motorcycle insurance, the different types, its cost, riding abroad, and more.

How much does motorbike insurance cost?
That will depend. The price of your motorcycle insurance policy will vary based on a number of factors, such as the level of cover you choose, the make and model of your bike, security measures, your age and your location.
Do I need comprehensive motorcycle insurance?
As the name suggests, this form of motorbike insurance offers you the most comprehensive protection. You’ll be covered for damage to your bike, damage to a third party as well as for fire and theft. This type of policy certainly offers the greatest peace of mind, and the differences in cost between comprehensive motorcycle insurance and third-party cover are sometimes only small.
Can my motorbike be insured if it's written off?
It depends on the category of write-off. Category A or B write-offs are recognised as scrap only and/or heavily damaged, meaning we won’t be able to insure you. Category C or D write-offs are repairable and can be insured by some of our underwriters, providing that an MOT and engineer’s report are provided.
Can I get electric motorbike insurance?
At Carole Nash, we make getting cover for your electric motorbike easy by searching through our panel of leading UK motorcycle insurance underwriters. Call us on 0333 005 3355 to discuss electric bike insurance today.
Can I get motorcycle insurance without CBT?
Compulsory Basic Training is usually required before you ride a moped or motorcycle on the road and is therefore needed for insurance. However, there are exemptions, such as riding a moped up to a maximum of 50cc.
Which form of bike insurance do I need?
There are different types of motorbike insurance and each will cover you in multiple ways. The main types are fully comprehensive, third-party fire and theft, and third-party only insurance. Getting a quote is easy – you can fill out our online form or call us now on 0333 005 3355.
Comprehensive vs third-party bike insurance - which is better?
Everyone’s needs are different, which is why some may find third-party cover more suitable than comprehensive, and vice-versa. With third-party, you’ll only be covered for damage you cause to someone else and/or their vehicle/property. Comprehensive motorcycle insurance, however, means you are protected for that eventuality as well as fire, theft and accidental damage to your bike.
Can I amend my bike insurance policy at renewal?
Yes, we can amend your policy. Simply call 0333 005 3333 to let us know what has changed and we will update your details and premium, then discuss the renewal of your policy. If you’re ever unsure about whether to report any change, please check with us.
Am I covered to carry pillions?
There are two things you need to check here. First, check your licence to ensure you’re authorised to carry passengers (pillions). And then check your bike insurance documentation to check you’re covered. You’ll find the section regarding pillion cover approximately halfway down the Motorcycle Statement of Fact sheet.
Can I use my bike abroad?
It depends entirely on your insurer and your cover. But all of our policies allow you to ride in the EU with the same level of cover you have in the UK (at least up until the Brexit date 31st January). The length of time you can ride abroad also depends on your insurer and policy. It can be up to 90 days cover. If you’d like to ride outside the European Economic Area (EEA), you will need to acquire a Green Card.
Does my motorbike insurance policy entitle me to ride other people's bikes?
Potentially! Just check your certificate and the terms and conditions in your policy documents. Carole Nash Rider Cover is something we offer as an added benefit for bikers who might need to borrow a friend’s motorcycle. All you need is the owner’s permission and you’ll be covered. Rider Cover is included with any new motorbike insurance policies arranged through us.
How long will it take for my policy documents to arrive?
Documents via post can take up to five working days to arrive. Documents via email should be in your inbox within 24 hours. If you require duplicate documents, we can post or email them over to you – just let us know.
How is my motorbike insurance calculated?
There are a number of factors that are taken into account when calculating your policy, such as how old you are; where you live; how you use your bike; riding history; security of your bike; insurance excess and the type of cover you are looking for, to name just a few.

Standard benefits of Carole Nash motorbike insurance

Whatever the model, motorcycle insurance policies from Carole Nash offer plenty of benefits as standard, providing you with that all-important peace of mind:

DNA+ Protection Kit

We care about you and your bike. We understand the stomach-churning feeling, the despair, which having your bike stolen can cause. We, like you, want to do everything possible to beat the bike thieves. That’s why we are giving away FREE with every bike insurance policy a sophisticated Carole Nash DNA+ forensic protection system worth £30.
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Legal expenses cover

Up to £100,000 motorcycle legal expenses. It covers your legal costs to help you recover a policy excess, loss of earnings, hire of another vehicle and compensation for any injury you suffer as a result of an accident which is not your fault.
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UK & European breakdown cover

UK & European accident breakdown recovery, including Homestart assistance worth over £100 (when compared to other providers). Nobody wants to be left stranded, which is why all Carole Nash bike insurance policies come with accident and breakdown recovery for the UK and the EU, which also includes Homestart.
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Carole Nash rider cover

As any biker knows, sometimes you need to use someone else’s motorcycle. Maybe you want to borrow a friend’s bike for a quick ride out, or simply enjoy a trip on something different. Whatever the reason, we don’t want insurance worries to hold you back.
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UK call centre specialists

Our specially trained motorcycle insurance specialists at our UK call centre in Altrincham, Cheshire, handle all your quotes, claims and customer service enquiries. Get in touch today on 0333 005 3333.
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24/7 Specialist claims line

Our claims line is open 24 hours a day, seven days a week – all you have to do is call 0800 298 5533. No matter where you are or what time it is, our claims team will be on hand to help you.

24/7 Specialist claims line