BMW Bike Insurance
The legendary BMW began manufacturing their own motorcycles in 1923, originally just building machines for other companies. The R 32 was the first bike produced under the BMW name, putting efficient standards in place that they still use to this day. Now producing bikes under the BMW Motorrad brand, BMW passed the massive landmark of their 2,000,000th bike with a R 1200 GS dual sport machine in 2011.
As motorcycle insurance experts, Carole Nash are specialists in arranging motorbike insurance. Whether you favour a C series Maxi-scooter, the monster K series, or the world-class S1000RR sport bike, we're able to arrange cover for a vast range of motorbikes.
Based on reviews of all products
What does BMW motorcycle insurance offer as standard?
BMW motorbike insurance policies through Carole Nash offer plenty of benefits as standard, including:
- European cover for up to 90 days
- UK & European Breakdown Cover, including At Home Assistance
- Up to £100,000 of Legal Expenses Cover in the event of an accident which is not your fault
- Uninsured Driver cover
What levels of motorbike cover are available for my BMW?
There are two tiers of cover to choose between, plus various optional extras, giving you the flexibility to create a policy that offers your BMW motorcycle ample protection.
Platinum – Our base tier includes features such as EU cover, a 24 hours a day seven days a week Emergency Accident Helpline, new bike replacement, and more. You’ll also get Motor Legal Cover and European Breakdown Cover, including At Home Assistance.
Diamond – Our premium tier includes all the benefits of our Platinum policies, but with added Personal Accident Cover (up to £21,000).
What types of motorbike insurance cover are available?
When you’re insuring your BMW motorbike, it’s important to choose cover that suits you. There are three types of bike insurance to choose between:
- Third party: covers damage to a third party’s vehicle or property only.
- Third party, fire, and theft: covers the above and your bike if it is stolen or damaged by fire.
- Comprehensive: This is the top level of cover available. It includes all of the above whilst also insuring you for any accidental damage to your own bike.
What won’t my BMW motorcycle insurance cover?
There are certain circumstances that’ll invalidate your motorcycle insurance. For example, any injury, loss, damage, or accident would not be covered if:
- Your BMW is being ridden by an unlicenced rider
- Your bike is being ridden by someone who isn’t named on the certificate of insurance
- Your bike is carrying goods or pillions in a way that compromises how safe it is to ride
You must get to grips with these exclusions. Only a few examples are listed above, and you should check your policy wording for more details.
How much will insuring my BMW motorbike cost?
Unfortunately, this isn’t a question we can answer here. That’s because your premium will be calculated using a number of factors. They range from your chosen cover level and riding experience to the model of your BMW and where you keep it.
If you want to work out the price of a policy for your BMW motorbike, get a free quote online through Carole Nash. You’ll have your quote in a matter of minutes.
How could I cut the price of my BMW cover?
Whether your BMW is a classic R 32 or their latest ride, it’s a quality machine that deserves care and attention. Even so, there are ways you can try to lower the cost of your BMW motorcycle policy:
- Chain up your bike in a secure building, like a garage or a shed
- Improve your riding skills with advanced rider training - this may earn you a discount with some insurance providers
- Build up your No Claims Bonus by keeping your policy running for 12 months
- Calculate your mileage accurately using previous MOT records
How do I claim on my BMW Motorcycle Insurance?
If there’s an incident involving your bike and you need to claim, don’t panic. Just call our specialist claims line on 0333 005 2244. Lines are open 24 hours a day seven days a week, so you’ll always be able to speak to us if needed.
There won’t be any forms or paperwork to do. We’ll make sure the claim for your BMW is processed as quickly as possible.
Why should I consider Carole Nash when insuring my BMW?
We’ll work hard to try and help you find the right cover for your BMW bike. Here are a few reasons to consider us:
- Motorbikes and their riders are our bread and butter. We have extensive industry experience and will try to help you find cover that works for you and your BMW.
- With over 40 years of experience under our belts, we know what we’re doing.