If you’re lucky enough to own more than one motorbike, you might be wondering if you need to have separate policies for each and every one in your possession. Not only does this seem expensive, but the thought of having to fill out multiple quotes seems like a long, monotonous task, not to mention the mountain of paperwork you receive in the post.

This is where multi bike insurance comes into play. Multi bike insurance allows you to insure more than one bike on the same policy, which happens to be an extremely cost effective method of insuring your motorcycles. And we’ve outlined all you need to know about the policy in this article.

What exactly is insured in a multi bike policy? 

Most multi bike insurance policies can cover up to four bikes at a time as standard. But in some cases, providers will allow you to add more than this.

Like any normal insurance policy, you can be covered for third party only, third party fire and theft and comprehensive.

Insurance providers will use the most expensive bike as the cost of the policy.

The benefits

The main benefits of a multi bike insurance policy include ease and simplicity. You no longer need to remember several renewal dates, or handle tons of paperwork. Having all your details in one place makes it incredibly easy to alter or change your policy too. 

Another benefit is that you may even qualify for a multi bike discount.  

The cons 

If you have more than one rider on your policy a multi bike insurance may not be for you, as adding another individual to your policy increases the road risk i.e. the likelihood of there being two or more riders on the road at once.

If you’re keen to hear more about multi bike insurance, or getting a policy for your collection. Getting a multi bike insurance quote with us is easy. Call us on 0800 804 7952.