Carole Nash
Content Writer
Published: 21st November 2019

The UK’s roads are full of motorcyclists, and over the years more protective gear, better made bikes and more comprehensive training have helped to reduce accident rates. However, taking safety and protection seriously is still the biggest priority on the roads. This is why having the right motorbike insurance in place is absolutely essential, and you can get a quick and easy quote with Carole Nash today, on 0333 005 3355.

Motorcycle insurance not only keeps both you and your bike protected, but it’s also required by law for anyone riding on the road. Depending on your level of cover; insurance can protect you against liability if you’re involved in an accident that causes damage to another vehicle, or injury to another person. As well as provide you with financial compensation should your motorbike get stolen, or destroyed by fire.

If your motorcycle has been declared off the road by the DVLA, through a Statutory Off Road Notification (SORN), then this will be the only instance in which you won’t need a motorbike insurance in place. 

What if I ride without insurance? 

If you take your motorbike out onto the road without insurance, it’s illegal, simple as that. And If you get caught riding without motorbike insurance, you could land yourself a serious fine, or end up disqualified from riding. If the bike is insured but you’re not insured to ride it, you will still be penalised.

You could potentially receive a number of penalties for riding uninsured, including:

  • Getting a fine, up to a maximum of £300.
  • Receiving at least 6 penalty points on your licence.
  • If your case ends up in court, you could also receive an unlimited fine and be disqualified from riding.

Also, keep in mind that the police have the power to seize and destroy your bike too, if you’re caught riding without motorbike insurance. 

Other rules when riding 

As well as having motorcycle insurance in place, it’s also a legal requirement for you to wear a protective helmet, along with a pillion passenger if you’re riding with one. The helmet must be securely fastened and you must check that your visor is clean before beginning each journey. The Highway Code advises you to wear eye protection, and having a visor that’s scratched or doesn’t fit you well will limit your view, particularly in bright or poorly lit weather conditions. 

Speaking of pillion passengers, you’re not allowed to carry more than one when riding. If you do plan on carrying a passenger, then you’ll need a pillion seat and footrests that your passenger can reach. The passenger must be able to sit astride the bike, and hold on to you or the pillion bar. You’re passenger can also be a child, as long as you meet the legal requirements for this. 

Need a quote?

Carole Nash is proud to offer a wide range of motorbike insurance policies to meet any rider’s needs and give you complete peace of mind.Getting a quote through us is easy – you can either fill out our online form or give us a quick call now on 0333 005 3355.