We regularly receive calls and emails from current and prospective customers with questions about how to save money on their motorbike insurance. To help you find the right policy for you, we thought we’d answer some of the most common questions we’re asked:
What happens if I miss a payment on my insurance?
If you fail to make a payment on your insurance, you’ll be charged a missed payment fee and you’ll be given notice of cancellation.
You can avoid the cancellation of your policy by making a payment before the date outlined in the cancellation notice.
Failure to make the necessary payment will result in the cancellation of your policy and a charge for the number of days leading up to the expiry date.
Can I save money on insurance if I have more than one motorbike?
If you have more than one motorbike, insuring each vehicle individually can work out quite expensive. However, multi-bike insurance can help. You’ll be able to cover each of your bikes under one policy, without seeing the price of your premiums surge dramatically. You’ll also have less paperwork to deal with than if you were to insure each bike separately.
Can I move my no claims bonus from one insurer to another?
If you decide to move from one motorbike insurance company to another,it’s possible to take your no claims bonus with you. By moving your no claims bonus to your new insurer, you’ll be able to benefit from lower premiums as a result of being considered a safe rider.
Your new insurer will most likely request proof of the no claims bonus that you’ve built up. Usually, insurers require the most recent renewal invite letter from your previous insurer or the cancellation letter from your previous insurer.
Proof of your no claims bonus needs to be in your name and dated within the last two years.
Is it possible to insure myself as well as my motorbike?
Some insurers offer additional benefits that can be added to your bike policy such as Personal Accident Cover.
At Carole Nash we charge £42.99 for a full year of Personal Accident Cover and this will cover you up to £21,000 depending on the nature of the claim.
Can I insure my car and bike on the same policy?
If you own a motorbike and a car, you may appreciate our Six Wheel Car and Bike insurance policy. This policy allows you to cover both vehicles (up to four motorbikes and one car) under one premium, one renewal date and one set of paperwork. Not only can this work out more affordable than insuring your motorbike and car separately, it can also save you time and energy because both vehicles can be dealt with at once.