As consumers, we’re suckers for a good deal, we’re always looking for ways to reduce the impact our purchases have on our bank balance. So when we see phrases on insurance sites such as “switch to us and save money, or “get the cheapest deal on your motorbike insurance” it can be as easy to be drawn in and sign that dotted line.

But, just like anything in life, you get what you pay for. Just because you’re getting cheap motorbike insurance doesn’t mean you’re getting the best deal and you could find yourself forking out more in the long run.

There’s a famous phrase that puts this into perspective quite nicely: “The most expensive insurance policy is always the cheapest one.” And this couldn’t be more relevant for motorbike insurance. 

People scour the internet looking to save a few extra pounds on their insurance policy. Once found, they sign up without the knowledge they’ve actually signed up to a substandard policy that doesn’t have them adequately covered.

It’s only after an incident they discover what they thought was covered in their insurance policy, actually isn’t. This could mean having to pay unexpectedly more for a claim than they would have had to pay if they’d taken some extra time to research an insurance policy that had them properly covered.

It’s important to think long term when deciding on your motorbike insurance policy. Yes with a cheap policy you might save on the initial cost of the insurance premium. But not being properly covered could cost you more in the future if you have to make a claim.

This highlights the need to ensure when looking for an insurance policy, you get the coverage you need at the best price. By working with an expert insurance agent with full knowledge of the intended use of your motorbike and your exposures, you can get the appropriate coverage you need and still remain in your budget. 

If you’re looking for a motorbike insurance policy and need some help to ensure you get the full coverage you need at the right price, get in touch for a free quote.