CLASSIC FORD CAR INSURANCE
The company that introduced the world’s first mass produced car also created many iconic (now classic) models during the course of the 20th century.
The bulky Model T and Model A were followed, in 1932, by the Model Y, the first compact Ford specifically designed for the European market. For many motorists in the austerity Britain of 1945 to 1953, the Ford Anglia/Popular 103E offered the first chance to purchase a brand new car.
As a result, it holds a special place in drivers’ hearts. In reality, it was a basic, no-frills vehicle with few instruments. In fact, earlier models featured a single vacuum powered wiper and no indicators!
With greater prosperity came more sophisticated and attractive offerings from Ford, including the Anglia 105E and the iconic Cortina, Escort and Capri.
Ford’s rich and varied history has resulted in a huge range of collectible cars, with each era of production having its dedicated followers.
Devotees of the rock ‘n’ roll ’50s can choose from the various Consul, Zephyr and Zodiac Mk1 and 2 models, as well as smaller offerings like the 100E.
In the ’60s, Ford swung, producing weird and wonderful cars including the Anglia 105E, the Consul-Classic and the Capri. These were followed by the Cortina, Corsair and Escort, with the needs of the large car market being met by the Zephyr and Zodiac Mk3 and Mk4 ranges.
1970s enthusiasts have the Ford Cortina MkIII and MkIV, as well as the Escort Mk2 and Granada range to choose from. The era of the Ford hatchback dawned in 1976, with the appearance of the first Ford Fiesta.
The 1980s saw the last Cortinas, and the arrival of their replacement, the Sierra. New versions of familiar names were also available, with updated Fiestas, Granadas and Escorts going into production.
If you want a little (or a lot) more speed from your Ford, look out for the Cortina-Lotus Escort Mexico and RS ranges, as well as later XR2s, XR3s, XR4s and Ford Cosworth Escort and Sierra models.
BUYING AND OWNING A CLASSIC FORD
Most individual Ford models have their own enthusiasts’ club, and these are an excellent starting point when you’re looking for a particular type of car.
However, this also means that parts supply for each vehicle is often limited to just one or two small companies, with little crossover between models.
Later classic Fords fare better when it comes to mechanical parts, but some body panels can be hard to get hold of and are therefore expensive.
Fords of the 1950s to 1980s are particularly rust-prone, so look out for corrosion and poorly executed repairs. On the plus side, in terms of mechanics, most classic Ford cars are a dream to work on.
Besides the unmolested classics, Fords are very popular in the custom car/hot-rod scene. With these highly modified versions you will need to make sure that all of the changes made to the car are disclosed to your insurer. Some Ford classic car insurance providers will only accept a few minor changes but if you find one in the UK that can supply quotes for policies specifically designed for custom cars, you should be able to cover both yourself and the expensive parts for a good price.
FORD INSURANCE WITH AGREED VALUE
If you are looking to insure your Ford, insurance policies through Carole Nash include
a number of features as standard, including:
- UK and EU breakdown recovery, including home start – worth £100 when compared to other providers.
- Up to £100,000 legal protection if you’re in an accident that’s not your fault
- Salvage retention rights
- Discounts for club members
- Choose your own specialist repairer
- European cover up to 90 days
- Dedicated claims team available 24/7, 365 days a year