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Commuter Bike Insurance

There's no better way to get through the rush hour crowds than on a bike – parking costs, congestion charges and high public transport fares make commuting on a small and manoeuvrable motorbike or scooter an increasingly common option.

Unfortunately, no matter how you choose to get there, your commute to work will invariably involve getting stuck in traffic at some point – so why not get extra’s for your small-engine commuter bike!


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Get your commuter insurance quote today

Bike insurance cover for your commuter through Carole Nash comes with a range of benefits to offer great value cover for your reliable ride. DNA+ Forensic Protection1 marking your bike with a unique synthetic tag that is virtually impossible to remove. UK and European accident and breakdown recovery, which includes Homestart, worth over £100.

Our Homestart cover can prove invaluable when needing to get into work for your daily commute – if your bike does let you down!  Our policies also include up to 10% off for insurance-approved security5.

Plus checkout our new Carole Nash Rider Cover, allowing you to get out and try your your mate’s bike3, ring us to find out more!

You can also select our optional extras of key cover, helmet and leathers, and personal accident cover giving you the protection you need to keep your mind on the job.

If you want to find out more about our Commuter Insurance please click here.

If you use your bike for your daily commute then click here for a free, no-obligation quote, or call us today on 0800 804 7952.

Bike Insurance Benefits

Motorbike Insurance Benefit


Motorbike Insurance Benefit

10% Security

Motorbike Insurance Benefit

DNA+ protection system

Motorbike Insurance Benefit

European Cover

Motorbike Insurance Benefit

In-house claims team

Motorbike Insurance Benefit

Legal Expenses

Motorbike Insurance Benefit

Breakdown recovery

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What Our Customers Say


Name: David

Area: Aberdeen

Insurance policy taken: February 2016

Score: 10

The easiest quote I have ever experienced in my 65 years, which was followed up by a call to ensure I was happy with everything

Name: Alexander

Area: Aberdeen

Insurance policy taken: May 2016

Score: 10

Really impressed with ease of purchase,price,and additional features i.e. DNA tagging and breakdown cover

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Frequently Asked Questions

View More FAQs

Can I retrieve my quote?

You can retrieve your quote by clicking here.

How do I renew my policy?

To save you time and hassle we may automatically renew your policy for you, if you would like more details, please call our renewal line on 0800 298 5522 or check your renewal letter, which you will receive in the post.

How do I make a claim?

To make a claim, simply call our in-house claims team on 0800 804 7964 and they will be happy to help!

How do I make changes to my policy?

It is not possible to make any adjustments to your policy online at present. If you would like to make a change, please call our Customer Services department on 0800 804 7958.

How much would it cost to add commuting to my policy

Please call us on 0800 804 7958 and our Carole Nash Motorcycle Team will be happy to help, alternatively you can email us by clicking here and we will get back to you within 2-3 days.

Do you provide breakdown cover?

The Carole Nash benefits package includes extensive UK and EU breakdown insurance, providing you with that extra peace of mind. Our cover incorporates homestart services, roadside assistance and vehicle recovery.

If you have broken down and need assistance, please call one of the following numbers below:

In the UK

0800 093 5318

In Ireland

0906 451 972

Rest of Europe        

0044 1737 826 112

You can download the latest Carole Nash Breakdown policy booklet by clicking on the PDF below. For all other policy wordings, please click here.

Is DNA+ included in my policy?

When you take out or renew a Carole Nash motorcycle policy, a Carole Nash DNA+ kit will automatically be sent to you at the address on your policy. You should receive your kit within 28 days of taking out your policy.

If you do have more than one motorbike, you can purchase additional DNA+ kits for £30, by contacting 01666 825 689.

Accept nothing less, call Carole Nash today for a motorbike insurance quote on 0800 804 7952, to get covered and receive your DNA+ protection system kit.

Find out more about Carole Nash DNA+ protection system, watch the video here.

Can DNA+ be removed?

DNA+ is virtually impossible to remove - after the white liquid is applied, it dries clear and the digital nano particles appear as black specs.

Please click here to learn more about the DNA+

Do you insure modified motorbikes?

Carole Nash can cover minor modifications  from a new exhaust to a full one-off custom bike, please contact our Carole Nash Motorcycle Team  on 0800 804 7952 to find out more.

Where can I find out about the shows you attend?

Please click here to learn more about our shows.

Does Carole Nash offer travel insurance?

We offer motorbike friendly travel insurance find out more here, or ring us on 0800 804 7957.

Can I spread the cost of my insurance?

Please call us to discuss possible payment options on 0800 804 7952.

Can I have more than one motorbike on my policy?

At Carole Nash we have policies that may allow you to insure multiple motorbikes together, providing that you are the registered owner and keeper and are the only rider named on the policy. These policies may also give you the flexibility to swap and change motorbikes mid-term and include all of the Carole Nash benefits such as UK and European breakdown cover, legal expenses cover, DNA+ and the use of our in-house claims service. Call us today to find out more on 0800 804 7952.

Do I get a discount for adding security to my motorbike?

Fitting Thatcham-approved security devices may result in a discount on your premium of up to 10% with some of our insurers. We also recognise some standard manufacturer's security devices, please call us for details on 0800 804 7952.

What is No Claims Bonus?

No Claims Bonus (NCB) is a discount that can often be applied if a person has had insurance and not made a claim, which has affected their NCB in the last 12 months. This discount can grow each year, providing that insurance remains in force, until a maximum discount is reached. If you have Protected No Claims Bonus, whilst you have a claim against you, this may still increase your premium the following year, however the NCB discount you receive on that total premium will remain the same.

Do you offer short term insurance?

At present Carole Nash only offer 12-month policies.

I am not a UK resident can you insure me?

In order to obtain insurance through Carole Nash, you must be a UK resident.

Do you provide cover for track day rallies?

Certain schemes can offer you cover for club rallies, however none of our policies include cover use for racing, pacemaking, competitions, trials, speedtesting, and any purpose on a racing circuit. Please call us on 0800 804 7952 for details on this.

Do Carole Nash offer classic motorbike policies?

If your bike is between 20 and 30 years old, you will qualify for a classic motorcycle insurance policy through Carole Nash, ring us on 0800 804 7952 to find out more.

Or if your bike is over 30 years old, take a look at our Vintage Bikes policy, you can ring us on 0800 804 7952.

For any machines between ten and 20 years old, you could benefit from our pioneering Future Classic options, please call us on 0800 804 7952.

Do Carole Nash offer any other insurance policies?

Yes – we offer, other insurance products, please click here to see our motorbike friendly insurance products. If you would like to talk about any of these further, please feel free to call us on 0800 804 7952.


1 Rated as the UK’s 42nd biggest broker by Insurance Times magazine 2015

2 Subject to Terms and Conditions, call for details

3 Terms and conditions apply, visit carolenash.com/dna-terms-and-conditions.

4 Rider Cover: Both bikes must have comprehensive cover, terms and conditions apply - carolenash.com/rider-terms-and-conditions

5 Subject to underwriting conditions call for details


BSB free prize draw: T&Cs apply visit: www.carolenash.com/bsb-vip-ticket-terms-conditions VIP BSB tickets: 8 - 10 September Silverstone x 2 VIP tickets only, 15 - 17 September Oulton Park x 2 VIP tickets only, 29 - 1 October Assen x 2 VIP tickets plus £1,000, 13 - 15 October Brands Hatch GP x 2 VIP tickets only. Bike and Car package giveaway: visit www.carolenash.com/ sixwheelgiveaway for more details. 



Based on Reevoo:

89% of customers who left a motorbike insurance review recommend Carole Nash

Average rating 8.9 out of 10 for motorbike insurance, from 5265 reviews left by Carole Nash customers.