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Off Road Insurance

Off-road bikes aren't so much for getting from point A to point B as they are for taking the challenge to point C once you've passed the others in the mud! As one of the UK's leading motorcycle insurance brokers, we know that riders want coverage that suits the adventure.

If you're a regular off-road rider, whether it's for motocross, trials, or you're simply a fan of dirt biking, you should know as well as we do that the only thing your ride has in common with other bikes is the number of wheels. Everything about the off-road experience is different, and you'll need the insurance to match.

That's why off-road policies for your trials bike, dirt bike, pit bike or moto-X machine, covering you for fire and theft, through Carole Nash come with additional protection as standard. We make sure you're covered not just at home but at events, tracks and practice grounds^†, as well as during transit. £250 of replacement tool cover is also included, so you'll never be caught out even if your tools are damaged or stolen.

We also cover quads – click here for more info.

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Get your off road insurance policy

Our fire and theft policies arranged through Carole Nash come with a range of benefits as standard, including:

  • FREE DNA+ Forensic Protection, which marks your bike and its parts with a unique synthetic tag that's practically impossible to remove

  • Cover at home, in transit and at an approved organised event or practice ground^†

  • Up to £250 for the cost of repair or replacement tools

  • A range of payment options for ease and convenience†

Get your off road policy

If you're interested in a great value policy that's as no-nonsense as the bike you ride, click here for a free, no-obligation quote, or call us today on 0800 804 7952.

Bike Insurance Benefits

Motorbike Insurance Benefit

DNA+ protection system

Motorbike Insurance Benefit

In-house claims team

Motorbike Insurance Benefit

Cover at home

Motorbike Insurance Benefit

Replacement Tools

Motorbike Insurance Benefit

Payment Options

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What Our Customers Say


Name: David

Area: Aberdeen

Insurance policy taken: February 2016

Score: 10

The easiest quote I have ever experienced in my 65 years, which was followed up by a call to ensure I was happy with everything

Name: Alexander

Area: Aberdeen

Insurance policy taken: May 2016

Score: 10

Really impressed with ease of purchase,price,and additional features i.e. DNA tagging and breakdown cover

Frequently Asked Questions

View More FAQs

Can I retrieve my quote?

You can retrieve your quote by clicking here.

How do I renew my policy?

To save you time and hassle we may automatically renew your policy for you, if you would like more details, please call our renewal line on 0800 298 5522 or check your renewal letter, which you will receive in the post.

How do I make a claim?

To make a claim, simply call our in-house claims team on 0800 804 7964 and they will be happy to help!

How do I make changes to my policy?

It is not possible to make any adjustments to your policy online at present. If you would like to make a change, please call our Customer Services department on 0800 804 7958.

How much would it cost to add commuting to my policy

Please call us on 0800 804 7958 and our Carole Nash Motorcycle Team will be happy to help, alternatively you can email us by clicking here and we will get back to you within 2-3 days.

Do you provide breakdown cover?

The Carole Nash benefits package includes extensive UK and EU breakdown insurance, providing you with that extra peace of mind. Our cover incorporates homestart services, roadside assistance and vehicle recovery.

If you have broken down and need assistance, please call one of the following numbers below:

In the UK

0800 093 5318

In Ireland

0906 451 972

Rest of Europe        

0044 1737 826 112

You can download the latest Carole Nash Breakdown policy booklet by clicking on the PDF below. For all other policy wordings, please click here.

^† Fire and Theft policy only, call for details

† Additional fees and terms & conditions apply. Carole Nash act as a credit lender and broker, further details will be provided



Based on Reevoo:

89% of customers who left a motorbike insurance review recommend Carole Nash

Average rating 8.9 out of 10 for motorbike insurance, from 5265 reviews left by Carole Nash customers.